That doesn't stop a slight sense of satisfaction (relief?) when coasting in, and I have no idea why. When I'm over water I keep an eye on the Ts and Ps, I notice boats below and I have 121.5 on comm 2 - all of which I consider sensible rather than paranoid precautions - but I'm not at all worried, so why should the fact that there's land below make any difference? Think about it, more people come to grief if they have an engine failure over land than they do over water. There's stall/spin accidents, running into trees and other hard object accidents and of course the running into unseen wire accident, not to mention the greater danger of fire following a bodged forced landing.
The feeling isn't logical, but it's there and it's a bit frustrating because of that.